Loan Comparison Tool

Compare multiple mortgage offers side-by-side to find the best deal for your situation.

Compare Up to 4 Loan Offers

Loan Amount

Interest Rate (%)

Term (Years)

Points

Closing Costs

Loan Amount

Interest Rate (%)

Term (Years)

Points

Closing Costs

Comparison Results

Metric	Lender A	Lender B
Monthly Payment	$2,661.21	$2,594.39
APR	4.751%	4.629%
Upfront Costs	$5,000	$9,000
Total Interest	$558,035.6	$533,980.4
Total Cost	$963,035.6	$942,980.4

How to Compare Mortgage Offers

When shopping for a mortgage, it's crucial to compare offers from multiple lenders. Don't just look at the interest rate— consider the full picture including APR, closing costs, points, and total cost over the life of the loan.

Key Metrics to Compare

APR (Annual Percentage Rate): The true cost of the loan including fees and points
Monthly Payment: What you'll pay each month
Upfront Costs: Points, closing costs, and lender fees
Total Cost: The complete amount you'll pay over the life of the loan

Tips for Getting the Best Deal

Get quotes from at least 3-4 lenders
Compare offers on the same day (rates change daily)
Ask for a Loan Estimate form from each lender
Negotiate fees and points
Consider both local and online lenders